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var(--transition)}.card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.card__icon{font-size:2.4rem;margin-bottom:var(--sp-4);display:block}.card__title{font-size:1.2rem;margin-bottom:var(--sp-3);color:var(--clr-navy)}.card__text{color:var(--clr-text-muted);font-size:.95rem;line-height:1.6}.card__link{display:inline-flex;align-items:center;gap:4px;margin-top:var(--sp-4);font-weight:600;font-size:.9rem;text-decoration:none;color:var(--clr-navy)}.card__link:after{content:" →"}.card__link:hover{color:var(--clr-orange)}.info-box{background:#e8f0fe;border-left:4px solid var(--clr-navy);padding:var(--sp-4) var(--sp-6);border-radius:0 var(--radius) var(--radius) 0;font-size:.95rem;margin:var(--sp-8) 0}.info-box strong{color:var(--clr-navy-dark);display:block;margin-bottom:var(--sp-1)}.highlight-box{border:2px solid 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li:before{content:"✓";flex-shrink:0;width:22px;height:22px;background:var(--clr-navy);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700;line-height:22px;text-align:center}.faq__list{list-style:none;padding:0}details.faq__item{border-bottom:1px solid var(--clr-border)}details.faq__item:first-of-type{border-top:1px solid var(--clr-border)}details.faq__item>summary{display:flex;justify-content:space-between;align-items:center;padding:var(--sp-5) 0;cursor:pointer;font-weight:600;color:var(--clr-navy);font-size:1rem;gap:var(--sp-4);list-style:none;user-select:none}details.faq__item>summary::-webkit-details-marker{display:none}details.faq__item>summary:after{content:"+";flex-shrink:0;width:28px;height:28px;border-radius:50%;background:var(--clr-bg-mid);color:var(--clr-navy);display:flex;align-items:center;justify-content:center;font-size:1.3rem;font-weight:400;line-height:1;transition:transform 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p{font-size:.9rem;color:var(--clr-text-muted);margin:0}.stepper{display:flex;gap:0;margin-bottom:var(--sp-8);counter-reset:stepper}.stepper__step{flex:1;display:flex;flex-direction:column;align-items:center;gap:var(--sp-2);font-size:.8rem;color:var(--clr-text-light);font-weight:600;position:relative}.stepper__step:before{counter-increment:stepper;content:counter(stepper);width:36px;height:36px;border-radius:50%;background:var(--clr-border);color:var(--clr-text-muted);display:flex;align-items:center;justify-content:center;font-size:.9rem;font-weight:700;z-index:1;transition:all var(--transition)}.stepper__step.active:before{background:var(--clr-navy);color:#fff}.stepper__step.done:before{background:var(--clr-orange);color:#fff;content:"✓";font-size:.8rem}.stepper__step+.stepper__step:after{content:"";position:absolute;top:18px;right:50%;width:100%;height:2px;background:var(--clr-border);transform:translate(-50%);z-index:0}@media (max-width: 768px){.section{padding-block:var(--sp-12)}.section--lg{padding-block:var(--sp-16)}.hero{padding:var(--sp-16) 0 var(--sp-12)}.page-hero{padding:var(--sp-12) 0 var(--sp-8)}.cta-block{padding:var(--sp-10) var(--sp-4);border-radius:var(--radius)}.container{padding-inline:var(--sp-4)}}@media (max-width: 480px){.hero__ctas{flex-direction:column}.cta-block__btns{flex-direction:column;align-items:center}}